AS
A-SMITH AUTOSALESCertified Pre-Owned Dealership
OFFICIAL CREDIT PORTAL

APPLY FOR FINANCING

Complete our secure online credit application for fast pre-approval on our certified pre-owned vehicles and commercial inventory.

APPLY NOW FOR FINANCING

Vehicle & Fleet Financing Options

Calculate estimated monthly payments and explore competitive financing terms on our certified pre-owned vehicles.

Instant Pre-Qualification

Apply for Vehicle Financing

Submit a quick application to get pre-approved by our authorized lender desk.

Interactive Loan Calculator

Estimated Monthly Payment

$593 / mo

Total Net Financed: $30,000 over 60 months

Start Credit Application

Pre-Qualification Checklist

  • Valid Driver's License or Government Photo ID
  • Proof of Income (Pay stubs, bank statements, or W-2)
  • Proof of Comprehensive & Collision Auto Insurance
  • Completed A-SMITH AUTOSALES Digital Sales Agreement

Direct Sales Assistance

Need Fleet or Commercial Financing?

We connect commercial business buyers directly with lenders specializing in fleet vehicle financing and commercial credit lines.

Submit Credit Application

Flexible Term Options

Choose payment terms from 36 to 84 months tailored for consumer or commercial cash flow.

Clean Title Guarantee

All financed units include verified DMV title packets cleared for immediate state registration.

Transparent Rate Tiers

Competitive APR rates starting at 5.9% for prime buyers with transparent fee breakdowns.

We partner with top national and regional auto lenders, credit unions, and competitive financing programs to secure the best rates and terms for your vehicle purchase.

Need step-by-step guidance?See How It Works

Yes. Getting pre-approved allows you to shop with confidence, establish a comfortable budget, and complete your purchase seamlessly.

Need step-by-step guidance?See How It Works

Every financing application is evaluated individually. Our automotive finance managers work with diverse lenders to find suitable loan structures for all credit tiers.

Need step-by-step guidance?See How It Works
Interactive Process Guide

Want to see how our 6-step conveyance workflow works?

Explore interactive graphics, DMV title clearance steps, and carrier delivery details.

Explore How It Works Page